What This Covers

This Policy is designed for Film and Television Production Companies, producers of corporate videos, music videos, advertisements, low budget films, documentaries, game shows, sports programmes, stills photography, short films, animation films and training and educational films. Coverage can be included for Equipment, Increase in Cost of Working, Negatives, Commercial Producers Indemnity, Employers and Public Liability and Professional Indemnity.

Main exclusions

– The Policy Excess – the first amount of each and every valid claim as stated in the Policy Schedule
– Mechanical and Electrical Breakdown
– Delay, Confiscation or Detention by Customs or Government Officials
– Jewellery, precious stones/metals, bullion, furs, rare books or works of art
– Motor Vehicles, trailers, watercraft, hovercraft, aircraft
– Theft fron UNLOCKED unattended vehicles
– Errors of judgement in exposure, lighting or sound recording or from the use of incorrect type of camera lens, raw film or tape stock
– Faulty raw stock, cameras, lenses outside of the UK unless it can be proved that it has been tested and found to be satisfactory, prior to use
– High Speed Cameras and Stop Frame Techniques outside of the UK unless it can be proved that it has been tested and found to be satisfactory, prior to use
– Adverse Weather – unless such conditions prevent or delay any personh or property necessary for the Production arriving or departing from the Production location
– Non appearance due to pre existing conditions and in respect of persons aged between 6 and 14 years, childhood diseases
– Failure of any special film effect, act, feat or performance
– The use of animals or any person aged under 6 years or over 70 years of age unless a back up has been arranged
– Interruption, postponement, cancellation or abandonment of the Production due to any cause within the control of the Assured
– Hazardous Filming and/or Photography
– Acts of Terrorism – policy can be extended to include this cover upon request

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